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Medical coverage will help protect you and your family from financial burden, continued sickness or accidents. Rates vary with age and level of coverage needed , so it is important to do your research and know what you want and need in medical insurance.

If you are thinking about applying for medical coverage or have questions about the different coverage options or what you qualify for, contact an expert at Risty Benefits in Sioux Falls, South Dakota. Our team will assist with all of your insurance questions and explain with easy to understand language. We look forward to working with you!

Hospital Indemnity


You're in the hospital recovering from an accident or maybe an illness. While you lie there working on getting better, you're not going into work and earning your paycheck. Doesn't stop your bills from accruing. We can help with that.


Risty Benefits offers Hospital Indemnity, which provides a stipulated payment for every day you are hospitalized. It also provides peace of mind, knowing that you'll be able to pay this month's mortgage or cell phone bill, even if you're not working.

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